Step 3 Preparation
Before you continue, reflect on these questions:
- What are your reasons for wanting to do this financial program? What are your goals?
- What questions do you ask yourself before purchasing something?
- What practices (budgets, envelopes, spending restrictions, or other ways) have you tried in the past to help manage your finances? What were your experiences and feelings with those?
- How much time do you spend monthly on managing your personal finances? Include trips to the bank, online banking, prioritizing and paying bills, meetings with a financial advisor or tax accountant, and so on.