Finding Your "Enoughness"
Finding your “enoughness” is the key to this financial integrity program. At some point you will have defined the peak of the fulfillment curve (your enough) for yourself, based on your own experience. And now all the steps of the program come together to help you achieve your ultimate goal!
Step 1: Your personal balance sheet. If you now recalculate your fiscal net worth, you’ll find it’s not only in the red but is growing, as your interest is compounded over time and there are no liabilities dragging it down.
Steps 2 and 3: Consciousness – tracking and tabulating your money. Because you’ve become conscious of how money flows in and out of your life, you can realistically project out to your crossover point – the place of financial independence.
Steps 4 and 5: Your wall chart. Asking the three questions and plotting your income and expenses lines on your wall chart helps you live in accordance with your values AND develop the freedom to devote your time toward fulfilling your life’s goal(s). If you aren’t employed, you might find that your expense line will actually go down FURTHER as you eliminate employment-related expenses.
Step 6: Minimizing your expenses. You’ve eliminated waste and spending that takes you away from your values and goals, because you know it will actually decrease your fulfillment – and your freedom.
Step 7: Maximizing your income AND valuing your life energy. You will realize that you can quit your job, or find other work that is more personally fulfilling, or volunteer your time – and still meet the social and emotional needs that working has provided for you in the past.
Step 1: Your personal balance sheet. If you now recalculate your fiscal net worth, you’ll find it’s not only in the red but is growing, as your interest is compounded over time and there are no liabilities dragging it down.
Steps 2 and 3: Consciousness – tracking and tabulating your money. Because you’ve become conscious of how money flows in and out of your life, you can realistically project out to your crossover point – the place of financial independence.
Steps 4 and 5: Your wall chart. Asking the three questions and plotting your income and expenses lines on your wall chart helps you live in accordance with your values AND develop the freedom to devote your time toward fulfilling your life’s goal(s). If you aren’t employed, you might find that your expense line will actually go down FURTHER as you eliminate employment-related expenses.
Step 6: Minimizing your expenses. You’ve eliminated waste and spending that takes you away from your values and goals, because you know it will actually decrease your fulfillment – and your freedom.
Step 7: Maximizing your income AND valuing your life energy. You will realize that you can quit your job, or find other work that is more personally fulfilling, or volunteer your time – and still meet the social and emotional needs that working has provided for you in the past.